How Far Will a Free Checking Account Take You?

Budgeting for the important things in life is essential to enjoying the small things that keep you sane. It’s never fun to worry about spending – especially when those worries prevent you from ever having any fun. Create a budget for yourself to make sure your expenses get paid and remember to set aside a small fund for fun!

Free checking accounts are rare. The money you save from taking advantage of a free checking account can add up to a “fun fund” for yourself. We’ve gathered a list of the top things you can do with the money you’ll save from opening a free checking account with First Choice Federal Credit Union:

1. Save for a New Car

There’s more than just one benefit of getting a car. Not only will you look great driving around a fresh car, but getting a used or new vehicle loan will help build your credit score. You’ll be able to create a payment plan with the money you save with us to find a car you’ll love!

2. Pay Back Debts

If you have a credit balance that is getting too high, pay a larger amount towards your bill this month. It will also help raise your credit and get you one step closer to paying off that debt.

3. Stock Up on Groceries

Going out to dinner can add up quickly. An easy thing you can do with the extra money you’ll have is head to the grocery store. Stock up on meals and you’ll be forced to eat at home and save even more money! Meal planning can be fun to do with friends, too!

4. Invest

The main benefit of investing is the idea of time. The sooner you start investing, the bigger your potential return will be. Young investors have an advantage because compound interest builds greater with time. Remember that with investment comes risk, so always do your research to fully understand your investment before you commit.

5. Enjoy a Night on the Town

No matter how hectic or stressful your day may get, it’s always important to remember to treat yourself. Let’s face it; you work hard! Get some friends together for a night at the movies or dinner and drinks. It isn’t financially smart to make a habit of going out, but treating yourself is a great way to celebrate financial goals. Just don’t go too overboard!


Although it’s important to put money away for the necessities in life, it’s equally important to indulge yourself every once in a while. Everyone deserves to be spoiled here and there! Having a free checking account will put you on the right track to make sure you’re saving for the things you need, but still have enough to spoil yourself!


Contact First Choice Credit Union to get started.